Financing Options


Our Services are offered to clients Nationwide and Internationally. We work with a variety of clients and will not discriminate against racial background, marital status or sexual orientation.

Our agency represents numerous donors and surrogates of all ethnic backgrounds.

Happy Beginnings, LLC is not in any way affiliated with any party listed below. However, we may have worked in conjunction with certain parties on other egg donation or gestational surrogacy cycles. This list contains helpful referrals to professionals specializing in financing for third party reproductive arrangements.

Cade Foundation

Helps build families through a grant program.  This program allows applicants to apply for financial assistance for the need of infertility programs. For more information: 
Please visit

Capex MD
9907 E. Bell Rd. #110
Scottsdale, AZ 85260
P: 1-888-497-8414
F: 480-907-1520

Compassionate Care

This is available to help "break down financial barriers" with infertility costs on the medications needed.  This program allows you to fill out an application for assistance, but the great part one gets denied!  Compassionate Care will take your application and award you an amount off the needed medications for your infertility treatments.  The amounts could be 75% off, 50% off, or a rebate card with a predetermined amount on it for use.
Please visit to read more on the help you can receive on the medication needed for your infertility plan.

Creating a Family
P: 828-862-8200

This website offers education and resources for people that need to use fertility treatment to have a family.
Included on the website is different options of financial assistance for families that need the financial help. 


Included on the website are Grants and Charities that offer free IVF.


Finance your fertility treatments, at a low interest rate.

Men Having Babies

Men Having Babies created The Gay Parenting Assitance Program (GPAP) as part of their mission to make builidng a family more affordable for gay prospectie parents that need financial assistance for their surrogacy journey.

Personal Finance Company

Cheryl Keith-Manager
P: (618)242-0537
F: (618)242-1009
609 Broadway
Mt. Vernon, IL 62864

Personal Finance works with clients for loans up to $20,000. They offer 12 months same as cash finance options. Instant approval on loans. Work with clients in IL, KY, MO, IN, WI. Please call Cheryl for additional information or to complete an application

Click here to submit a loan inquiry!
45 W. Sego Lily Dr. #301
Salt Lake City, UT 84070
P: 1-888-602-6066

Prosper Healthcare Lending is the premier financing company in the fertility industry.  With over $3 Billiion funded and over 250,000 loans inquiries serviced, this is a name and a program you can trust.

Here are some of the benefits you'll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions for loans under $35,000
  • Term options out to 84 months (affordable monthly payments)
  • No collateral required
  • No prepayment penalties
  • Fast & easy loan inquiry process
  • 100% Confidential


P: 1-888-223-9818

Fertility Financial Guidance for Intended Parents & Gestational Surrogates

Signature Loan
P: 1-800-562-6357

Well Fargo Personal Loans and Line of Credit

If you are a professional in financing and would like to be added or removed from this list, please contact our office.

P: 888-201-5200

PharmaCareCard encompasses the entire range of fertility medications.  The discounts remain in effect for the duration of a patient's IVF journey.  With easy online savings - For the nominal fee of $25, a patient using this card and filling their fertility medications with Schraft's 2.0 Pharmacy, it will save $100 for ever $1,000 in medications. There are no exclusions and Schraft's Pharmacy will help to maximize your savings by applying any additional coupons and programs available. 

To Enroll complete the following steps:

  1. Go to, click ENROLL NOW, enter the required information, and then pay $25 to receive your unique ID number via email. 
  2.  Fill prescriptions for all medications at Schraft's 2.0 Pharmacy.
  3. Medications are shipped directly to the patient. 

New Life Fertility Finance
Donna Arias - IVF Cycles Sales Coordinator
P: 1-760-512-4397


Has financing options to help your you in your journey of building your family. If you are interested in their services, click on the PayPal banner for detailed information.